Insurance Company Electronic Form Submission

Azati developed online application forms for a US national leader in healthcare liability insurance. These forms automate the process of application management, including form submission, missing information gathering, decision making, and insurance quote acceptance, helping to streamline operations and reduce paperwork.

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All Technologies Used

Java
Java
Oracle
Oracle
Spring
Spring
Ajax
Ajax
JUnit
JUnit
Jenkins
Jenkins
JavaScript
JavaScript
Maven
Maven
JBoss
JBoss
TestNG
TestNG
Apache Subversion
Apache Subversion
Tibco
Tibco
Liferay
Liferay

Motivation

The customer aimed to create an automated system to handle the submission of applications, minimize human involvement, and ensure accurate, real-time data entry and validation. This would streamline the process of collecting, modifying, and recording client information while ensuring the availability of necessary data for efficient processing.

Main Challenges

Challenge 1
Manual Paperwork

Manual data processing was inefficient and costly, requiring multiple specialists and involving time-consuming steps such as fax submissions and data transfer into storage systems.

Challenge 2
Data Accuracy and Completeness

The information gathering process often resulted in excessive or insufficient data, requiring time-consuming reviews and adjustments by employees.

Key Features

  • Self-Completion and Submission: Clients can fill out and submit insurance applications autonomously, reducing processing time.
  • 24/7 Availability: The system is available around the clock for submissions and adjustments.
  • Business Rule Validation: Pre-submission checks ensure the validity of submitted data, reducing errors and rework.
  • Automated Premium Estimation and Quote Generation: The system automatically estimates premiums and generates insurance quotes based on the entered data.
  • E-Signature for Submissions: Clients can sign applications digitally, streamlining the approval process.
  • PDF Generation: The system generates PDFs on-the-fly for completed applications, enabling easy documentation handling.

Our Approach

Automated Online Forms
Azati developed self-completing and submitting online forms for customers. These forms ensure easy and error-free entry of necessary information, reducing the reliance on human input.
24/7 Availability
The forms were designed to be accessible round the clock, enabling customers to submit their applications anytime.
Validation Layer
A built-in validation system checks insurance eligibility data based on business rules before submission, preventing errors.
Business Flow Integration
The application process was fully automated, including premium estimation, quote generation, and digital submission of information.
E-Signature and Document Attachment
The system allows customers to digitally sign submissions and attach necessary documentation, further enhancing the automation and convenience.

Project Impact

Increased Efficiency: The automation of the application process significantly reduced the time required for data entry and submission, leading to faster quote approvals and policy issuance.

Cost Reduction: By eliminating manual paperwork and reducing human involvement, the customer saved on operational costs, while also improving accuracy.

Stronger Customer Experience: Clients now receive faster service and can submit applications at their convenience, improving customer satisfaction.

Increased Sales and Detection of Potential Clients: The system's streamlined process and automated communications resulted in higher submission ratios and greater success in detecting potential clients.

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