Insurance Company Self-Service System

Insurance self-service portal provides web and mobile-based controlled access for the end consumers to essential features of policy management, billing and payments, applications and quotes, claims, and Knowledge Center resources. The portal streamlines the user experience, allowing policyholders to manage all aspects of their insurance needs securely and independently.

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All Technologies Used

Java
Java
Spring
Spring
JBoss Drools
JBoss Drools
Tibco ESB
Tibco ESB
Liferay
Liferay
IceFaces
IceFaces
Primefaces
Primefaces
Mybatis
Mybatis
Jasper Reports
Jasper Reports
Oracle DB
Oracle DB
JPA
JPA
Hibernate
Hibernate
Apache Maven
Apache Maven
Jenkins
Jenkins
JUnit
JUnit
TestNG
TestNG
Selenium
Selenium
JBoss EAP
JBoss EAP
JMS
JMS
SOAP
SOAP
Docker
Docker

Motivation

The Company needed a self-service system due to the rapid growth of their policyholder database. The goal was to provide end consumers with secure, 24/7 access to their policy details, billing and payments, quotes, claims, and relevant product information. This would reduce the need for customer service representatives and increase operational efficiency, while maintaining data security and offering a user-friendly interface.

Main Challenges

Challenge 1
Security and Privacy

Ensuring that users have controlled, secure access to their sensitive insurance information without compromising data protection standards. Azati proposed implementing advanced encryption protocols and multi-factor authentication to protect sensitive data and ensure compliance with regulatory standards.

Challenge 2
User Experience

Designing an intuitive, easy-to-use interface for consumers to navigate policy details, submit claims, and manage billing information with minimal guidance. Azati focused on simplifying the user interface and implementing responsive design to provide a seamless experience across all devices.

Challenge 3
Scalability

Building a system that can handle a rapidly growing user base without sacrificing performance or reliability. Azati recommended using cloud-based infrastructure and microservices architecture to ensure the platform could scale efficiently as the number of users increased.

Key Features

  • Secure Access: Role-based, password-protected access to ensure the privacy and security of customer data.
  • 360° Customer View: Comprehensive overview of a customer’s policies, claims, and billing information.
  • Billing and Payments: Ability to view billing summaries, invoices, and pay online.
  • Claims Management: Support for claims processing, including first notice of loss, tracking, and notifications.
  • Quick Quote Generation: Instant quotes and electronic application submissions.
  • Knowledge Center: Access to relevant product information, risk management advice, and legal regulations.
  • Online Support: Online chat and feedback forms for user inquiries.

Our Approach

Ensuring Secure User Access
Implemented role-based access control with password protection to ensure that only authorized users could access sensitive policy information and perform specific actions.
Building a Holistic Customer Profile
Created a 360° customer view to provide a complete picture of the policyholder's information, claims, and other critical data.
Custom Word2vec Model
Using Word2vec, the team trained a custom model on life science documents to understand synonyms and relations between terms.
Aligning with Internal Systems
Integrated the portal with the company’s internal systems, ensuring that the self-service platform aligned with the company's workflow and branding.
Enhancing User Experience
Developed features such as quick quote generation, online application entry, and personalized notifications to enhance user experience and streamline the insurance process.
Supporting Back Office Operations
Enabled features like audit trails, usage reporting, and customized branding to help the company manage the portal effectively and ensure smooth customer service.

Project Impact

Improved Customer Control: The self-service portal empowered customers with greater control over their insurance needs, reducing reliance on customer service representatives.

Operational Efficiency: The solution significantly reduced call center volume by nearly 60%, lowering operational costs and improving overall efficiency.

Enhanced Customer Satisfaction: Customers were able to manage their insurance needs in a personalized, interactive way, which led to higher satisfaction and long-term retention.

Cost Reduction: The portal reduced operational costs by automating routine tasks, freeing resources for more strategic initiatives.

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